NINE: Legal Services
The Plan has retained the services of attorneys so that you and your
eligible dependents may receive free legal help with a variety of services,
such as buying a home, or preparing a will.
- The Legal Services Plan is funded through your Employer
- All services provided through this program are confidential.
- You must be eligible for benefits at the time you apply
for Legal Services.
- You will receive a Miscellaneous 1099 form each year
for the total premium paid to the law firm on your behalf.
What you need to do:
- When you need legal services, call the Fund Office to obtain a
Legal Service Form. You will be referred to the Law office of ARAG.
The Following services are provided by the Plan to
you and your family members: (please note that some of the services
listed below are for the member only)
- Legal Advice and Consultation
- Consumer Transaction
- Domestic Relations
- Real Estate Transactions
- Traffic Violations
- Insurance Company Claims
- Criminal Matters
- Income Tax preparation/Tax planning/Estate Tax planning, Advice
What's Not Covered
The following services are not covered under this Plan:
- Commercial or income producing realty matters involving leases,
buy and sell agreements, incorporations and general business transactions.
- Claims on behalf of the plaintiff for bodily injuries resulting
from accident or other cause.
- Claim for compensation under Workers' Compensation Act.
- Legal services that are fee generating or commercial in nature
including any services in connection with patents, trademarks or
- Controversies or suits against the Fund, Trust, Trustees, Employers
contributing to the Fund or any other participates.
- Contingent fee cases, including accident cases where, under ordinary
circumstances, a fee would be paid from what is recovered.
- Business expenses, such as legal fees and expenses incurred in
connection with any business venture participating in by an eligible
member or dependent, including all legal expenses for which a federal
income tax deduction or allowance would be permissible as a business
expense or capital investment.
- All pending cases in which counsel has already been engaged or
- Unemployment compensation cases.
- Payment of fines, penalties or civil damages.
- Any matter or proceeding involving legal services that is available
through your insurance.
- Payment of filing fees or witness fees or for appraisals, investigation
reports, depositions, stenographic fees, printing and copying, long
distance calls, photography, bond premiums, bail services or fees,
service of process and medical and scientific examinations, tests